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25 for 25: The Future of Credit Research: Looking to the Next 25 Years

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Special Edition Podcast Mini Series: 25 for 25 Episode 5

Hosts Winnie Cisar (Global Head of Strategy, ÂÒÂ×¶ÌÊÓÆµ) & Zachary Griffiths, CFA are joined by Erin Lyons (Co-Head, ÂÒÂ×¶ÌÊÓÆµ) & Matt Zloto (Co-Head, ÂÒÂ×¶ÌÊÓÆµ) for our final 25 for 25 special episode on the future of credit research.

They discuss how AI will reshape research workflows, coverage expansion, and client consumption; the surge in private credit and implications for tools, transparency, and regulation; and why people-powered insights—rooted in deep sector expertise and rigorous skepticism—remain essential. The team covers skillsets for the next generation of analysts (curiosity, dot-connecting, signal vs. noise, and asking better questions), how ÂÒÂ×¶ÌÊÓÆµ is investing in talent and covenant/journalism capabilities, and partnering with clients to build purpose-fit products for evolving market structures. They also share practical AI wins from ÂÒÂ×¶ÌÊÓÆµ AI, and reflect on the importance of long-term partnership enabled by Fitch Group.

Winnie Cisar

Global Head of Strategy, ÂÒÂ×¶ÌÊÓÆµ

Zachary Griffiths, CFA

Head of IG and Macro Strategy, ÂÒÂ×¶ÌÊÓÆµ

Erin Lyons

Global Head of Business Strategy, ÂÒÂ×¶ÌÊÓÆµ

Matt Zloto

Co-Head of US HY Research, Sr Analyst Special Situations, ÂÒÂ×¶ÌÊÓÆµ

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